Corporate term finance for capacity expansion, capital projects and strategic growth — structured around your business, with a dedicated Relationship Manager from first meeting to disbursement.
Your Relationship Manager understands your industry, your financials, and your growth plans. They guide the structure, manage the process, and remain your single point of contact throughout the facility lifecycle.
Corporate term finance is structured around a specific capital need. These are the most common uses — though your RM will tailor the facility to your actual objective.
Indicative parameters — your RM will confirm the exact structure based on your business profile and facility size.
Your Relationship Manager will guide you through the full checklist based on your facility size and business structure. These are the core documents to have ready.
Corporate facilities are assessed and structured with your RM — not processed online. Here is what to expect from first contact to drawdown.
Subject to UFC's credit approval process and Central Bank of Oman regulations. Additional checks and conditions may apply.
Corporate term loans typically start from OMR 500,000, with no hard upper ceiling — larger facilities are assessed on a case-by-case basis. The approved amount depends on your business financials, existing obligations, and the purpose of the facility. Your Relationship Manager will advise during the initial consultation.
Credit assessment is typically completed within 48 hours of a complete document submission. Having your audited financials, bank statements and board resolution ready before submission significantly reduces turnaround time. Your RM will keep you updated throughout the process.
Yes. Repayment schedules for corporate facilities are structured collaboratively — your RM takes your seasonal revenue patterns, receivables cycle, and existing obligations into account when designing the repayment structure. Balloon payments and grace periods may also be considered.
Yes. UFC works with multi-entity group structures. Assessment is typically done on consolidated financials, and the facility may be structured at the holding level or individual subsidiary level depending on the purpose. Your RM will advise on the optimal structure.
UFC's corporate suite includes Project Finance, Trade Finance, Fleet Finance, Heavy Vehicle Finance, Vessel Finance, Equipment Finance, and a full range of Working Capital solutions including Bills Discounting, Debt Factoring, and Bank Guarantees. Your RM can recommend the right combination for your business needs.